If you have some HTML and CSS skills, you might as well build your own template using the built in code editor or your preferred editor via FTP.
It is required to create a listing template before you can list your items on eBay. You can easily modify the default template using the WYSIWYG template editor. While you might need multiple profiles for different types of products, most users only need a single listing template since the header, footer and general styles are usually the same for all your products. A listing template controls how the listing description looks on eBay, and what content is included.